Financial Disclaimer
This Financial Disclaimer explains how SteadySpend provides educational budgeting tools and information. Our content is designed to help you better understand your money, but it does not replace professional financial advice.
Last updated: January 2025
Educational Use Only
All information provided on SteadySpend — including budgeting tools, calculators, guides, and articles — is for educational and informational purposes only. Nothing on this website should be considered financial, investment, tax, legal, or professional advice.
SteadySpend's tools are intended to support planning and understanding, not to provide exact financial recommendations.
No Professional Relationship
Using SteadySpend does not create a professional or advisory relationship between you and SteadySpend or its operators. We are not licensed financial advisors, accountants, attorneys, or tax professionals.
Any decisions you make based on information from this site are your responsibility.
Consult Qualified Professionals
Before making important financial decisions, you should consider consulting qualified professionals who can evaluate your individual circumstances, such as:
- Certified financial planners or financial advisors
- Accountants or tax professionals
- Attorneys for legal matters
- Other licensed professionals as appropriate
Accuracy of Information
We aim to provide accurate and up-to-date information, but financial topics can change over time. We do not guarantee the accuracy, completeness, or reliability of any information, tools, or calculations on this site.
Results generated by our budgeting tools are estimates only and should be used for planning purposes, not as exact figures or guarantees.
No Guarantees
SteadySpend does not guarantee:
- The accuracy of tool calculations or outputs
- That information will apply to your specific situation
- Any financial outcomes or results
- Uninterrupted availability or error-free operation of the site
Limitation of Liability
To the fullest extent permitted by law, SteadySpend and its operators are not liable for any losses or damages resulting from:
- Use or inability to use this website or its tools
- Errors, omissions, or inaccuracies in content or calculations
- Financial decisions made based on site information
- Any indirect, incidental, or consequential damages
Third-Party Links
SteadySpend may include links to third-party websites or services. These links are provided for convenience and informational purposes only.
We are not responsible for the content, accuracy, or practices of third-party sites, and linking does not imply endorsement.
Affiliate Disclosure
SteadySpend may earn commissions through affiliate links. This does not affect the price you pay and does not influence the educational content we publish.
We strive to recommend only tools and services that may be helpful to users and clearly disclose affiliate relationships when applicable.
Advertising Disclosure
SteadySpend displays advertisements from third-party ad networks, including Google AdSense and Mediavine. Advertisements shown on this site are not endorsements.
Any interactions, transactions, or relationships with advertisers are solely between you and the advertiser.
User Responsibility
You are responsible for:
- Your financial decisions and actions
- Verifying information before relying on it
- Consulting professionals when appropriate
- Protecting your personal and financial data
- Understanding that tool results are estimates
No Endorsement
References to products, services, brands, or organizations do not imply endorsement, sponsorship, or recommendation by SteadySpend.
Changes to This Disclaimer
We may update this Disclaimer from time to time. Any changes will be reflected on this page with an updated revision date.
Contact
If you have questions about this Disclaimer, please questions@steadyspend.com.